Guides · Balance

Notes on
private wealth
accounting.

Long-form pieces on how principals, family offices, and the people who advise them structure a private balance sheet. Written slowly, by the team behind Balance.

01
When a personal balance sheet outgrows the spreadsheet
The signs that Excel has quietly stopped being a reliable record of your financial life — and what comes after.
02
Double-entry bookkeeping for personal wealth
Why the accounting standard used by every institution on earth is the right foundation for a private balance sheet — and how it applies to an individual.
03
Structuring a personal balance sheet across entities and trusts
How a principal consolidates holdings across operating companies, holding companies, trusts, and personal accounts into one coherent net-worth statement.